How To Pay For Spotify Premium In Nigeria

Spotify has become the top music streaming app worldwide with its vast catalog of songs, albums, podcasts and more. While Spotify’s free tier is useful, upgrading to Premium unlocks many additional benefits for music fans.

For users in Nigeria looking to get Spotify Premium, there are several payment options available to suit different needs. This comprehensive guide will walk through the various methods to pay for Premium Spotify access in Nigeria.

Benefits of Spotify Premium

Before diving into the payment methods, let’s overview the key features you get with a Spotify Premium upgrade:

  • Ad-free listening – no audio or banner ads
  • Ability to download tracks for offline playback
  • Listen to any song on-demand – unlimited skips
  • Higher audio quality up to 320kbps
  • Group session for shared listening
  • Personalized recommendations and playlists
  • Sync across mobile and desktop apps
  • Family Plan options also available

For music fans, Premium is a must-have for the best experience.

Premium Subscription Plans

Spotify Premium is offered in both monthly and longer term options:

  • Monthly – ₦1,800/month
  • 3 Months – ₦5,400 total
  • 6 Months – ₦10,800 total
  • Annual – ₦21,600 total

The annual plan works out to just ₦1,800/month for the lowest effective rate.

Now let’s explore the payment methods available in Nigeria.

Credit/Debit Card Payments

The fastest way to purchase Spotify Premium is directly with a credit or debit card on Spotify’s website or app:

  • Works with all major card brands – Visa, Mastercard, Verve, American Express, etc.
  • Nigerian-issued and international cards accepted
  • Card details are encrypted for security
  • Save card to account for quick renewals
  • Works seamlessly both on desktop and mobile
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Follow the on-screen prompts to input your card information and complete the purchase.

Bank Account Payment

You can also pay for Spotify Premium in Nigeria by linking a bank account, including:

  • Link Nigerian bank account details through Flutterwave
  • Confirm account holder name matches Spotify account
  • Payment will be withdrawn from bank account at renewal
  • Update linked account details anytime within Spotify payments section

This provides a local Nigerian payment option without needing cards.


PayPal serves as a convenient way to pay for Spotify Premium:

  • Link PayPal account on Spotify by entering email
  • Funds pulled from PayPal wallet automatically at renewal
  • Ability to update connected funding source
  • Seamless PayPal login without re-entering details
  • Get Spotify Premium right away without waiting for bank transfer

PayPal works well for those wanting an alternative to directly using bank accounts or cards.


For added flexibility, Spotify also enables Premium purchase through crypto assets like:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)

To use crypto:

  • Send supported assets to the Spotify wallet address
  • Confirm transaction on the blockchain
  • Funds will be automatically converted to pay for subscription

This novel approach appeals to users already active in the crypto space.

Mobile Money

In Nigeria, paying with mobile money is a common local payment method, including:

  • MPesa
  • Airtel Money
  • 9Mobile Money
  • Glo Xchange

To leverage mobile money:

  • Fund your mobile money wallet
  • Initiate payment to Spotify from the wallet
  • Enter your mobile money PIN to confirm
  • Receive SMS confirming successful payment

Mobile money facilitates Spotify Premium access across Nigeria.

Recharge Cards

Another way to pay for Premium is through prepaid recharge cards:

  • Purchase Spotify recharge cards from approved dealers
  • Scratch to reveal unique PIN
  • Redeem PIN on Spotify by entering code
  • Amount will be applied to pay for subscription
  • monitor recharge amount and renew periodically
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The prepaid recharge card route provides added flexibility.

Tips for Managing Subscription

Here are some tips for maintaining uninterrupted access to Spotify Premium:

  • Set up recurring billing with a saved payment method for automatic renewals
  • Mark renewal dates on your calendar as a reminder
  • Make sure your payment method remains active and has sufficient funds
  • Update card details if old one expires
  • Switch payment options anytime within account settings
  • Cancel subscription if you no longer want to pay the recurring fee

Following these tips ensures your access to Spotify Premium continues uninterrupted!

FAQs About Paying Spotify Premium in Nigeria

Here are some frequently asked questions about purchasing Spotify Premium in Nigeria:

What is the cheapest way to pay for Premium in Nigeria?

The annual subscription works out to just ₦1,800 per month, the most affordable long-term rate.

Can I use someone else’s card to pay for Spotify Premium?

Yes, you can use any valid debit or credit card to purchase Premium, as long as you have the card details.

What happens if my mobile provider changes my number?

Contact Spotify Support to update your account with new phone number to avoid issues paying by mobile money.

What do I do if my payment method fails?

Update your payment details or switch to a new method to re-enable Premium access. You may revert to free listening until fixed.

Is it better to use my debit card or bank transfer?

Cards offer instant access, while bank transfers take 1-3 days but avoid card fees. Assess your needs and preferences.

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What happens after my recharge card balance finishes?

You will revert to the free version of Spotify. Top up your account with a new recharge card to maintain Premium.


I hope this guide has clarified the range of payment methods available for accessing Spotify Premium in Nigeria. Cards, bank transfer, mobile money, PayPal, crypto, and recharge cards provide flexibility.

The key is choosing an option that aligns with your needs and keeping payment information up to date to avoid any subscription interruptions. Enjoy unlimited, ad-free music with Spotify Premium!


  • Adekiya Joscor

    Am a Tech blogger | Content Writer | Website designer | Freelancer | YouTuber. Need any of my help? Use any of the social handles below to get to me.

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